Online security threats and home computer security solutions for your family

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Commonly Used Online Security Terms

Broadband simply refers to an evolving digital technology that expands the frequency bandwidth made available for online data and voice communications. It allows for faster downloads and exchange of data, such as from a web server to your home PC.
Cookies are pieces of text information placed in a special file on your computer's hard drive. Web sites use cookies to identify users who revisit their sites, and to save information about users to personalize their visits.
Encryption is the process of turning meaningful words or numbers into encoded data. Online banks and investment services use encryption to help protect the information in your transactions.
A firewall is hardware or software that isolates your computer from the Internet by examining each individual packet of data as it arrives to determine whether it should be allowed to pass or be blocked based upon pre-configured rules. It also generates reports for you on this activity.
Hackers are malicious individuals that take fun in breaking into and disrupting systems. They typically attack government and business systems, but they can also infiltrate your home PC if your home computer is unprotected.
Spyware are evil programs hidden on your computer that can do harmful and annoying things. They can steal information from your computer such as credit card numbers, log your activity, email addresses, surfing habits, and more. They're often downloaded with 'free' downloads.
SSL (Secure Sockets Layer) is a special secure protocol developed by Netscape to transmit private documents via the Internet. URLs requiring an SSL connection start with https:// instead of http://. Sites using SSL should display an SSL certificate.
Trojan horses are malicious programs that usually pretend to be friendly applications. Unlike viruses, trojans do not replicate themselves, but once on your computer, they can do serious damage.
A virus is a program or bit of executable code usually embedded in an email attachment or download. Viruses replicate themselves and cause unexpected, usually harmful events on computers they infect, often destroying data and spreading themselves by sending off spam to email addresses on your PC.
A worm is a form of virus that resides in your computer's memory and replicates itself to the point that it disrupts your computer's operation.

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Online Security Threats and Solutions

Protect your Home Computer Security

As everyone knows computer security and network security are of great concern to senior managers in business.

"Online security" has a much wider meaning for home computer users and parents.

Avoid sleepless nights or feeling like you need armed guards for your family online - learn home computer security basics and some simple steps to take to protect your loved ones online.

Online security at home does not require a full time policeman, just some common sense and common-senseful steps.

(Illustration by Gaich Muramatsu)
 
 


Online Security Overview

Online Security has become an enormous concern to people surfing the Internet, and to people conducting business on the world wide web. And for good reason. We have all heard reports of and been affected by online viruses spread through emails, online business scams, online identity theft, and online sexual abuses. So online security really refers to many aspects of our new online world.

In a time when our own personal security at work and at home is threatened by unseen terrorists and we read about terrorist activities all over the world, it is only logical that online security would become such a concern. We believe that one reason in particular online security is such a difficult issue for people is that most people don't really understand that they can protect their security online by taking reasonable and affordable steps. Nor do they have a clue how the hackers and miscreants that take advantage of people online operate. Mysterious stuff it is.

Taking the Mystery out of Online Security

There are three main areas of online security we wish to address here:

  • Protecting online security for your Home PC

  • Online security for your financial transactions

  • Personal online security - Protecting your family


  • Terms and Definitions

    The most commonly used terms with respect to online security are shown in the column on the left. When you move your mouse over any of these, a brief definition of the term will be provided.

     

    If you really are interested in what all the terms mean click here for a glossary of online security terms from McAfee.


    Protecting Online Security for your Home PC

    First the scary part…   

    Just about everybody has heard about computer viruses and "worms" that can infect your PC and wreak havoc on your operating system or files, and very few of us have completely escaped from these forms of online threats. New forms of these threats emerge every day. These viruses and worms are insidious little programs that can take control of your system or email service and cause great annoyance if not damage. Recently new variants of software called spyware and adware have rampaged over the web to monitor and try and take control of your online activities.

    Today online security risk for Home PC users has escalated even further due to the many people online via dedicated broadband connections. Some folks remain online 24 hours a day. People who remain connected through such a broadband connection are "sitting on the Internet" and potentially exposed to any hacker out there with a malicious desire to try to access your files.

    Another reason security risk has escalated is the increased availability of wireless access and use of wireless home networks. For those that use them, these are great and they're fast! But they do present some risk. The bottom line is that unless your PC and your network is protected, a malicious person could be standing in your driveway and gain access to an Excel file that contains the names and phone numbers of your best friends, or into a Word document that contains a list of your credit cards. I can tell you this - my computer is connected to the Internet by a "cable modem" that my cable company in New Jersey has provided - I get hundreds of uninvited visitors that are potential intrusions into my system every day! That is a fact.

    The good news is that today's operating systems, browsers, network encrytion capabilities, and software deterrents, while not infallible, can and do prevent such intrusions, so long as you take necessary steps and follow the rules. Having done so your online security concerns should not keep you awake at night.

    Home Computer Security for your Family

    This perhaps is the most challenging topic, because there are no off-the-shelf solutions or software solutions that solve the problem entirely. YOU must be involved here. The greatest threat to your children's online security comes from chat rooms where unscrupulous people - complete strangers present themselves anonymously however they want. As adults, we are suspect of online friends, but children can be susceptible to these people.

    There are many software programs out there that allow you to monitor your childrens' activities online - without their knowledge you are watching them. Some programs capture keystrokes, chat room and web page visits. Others even capture screen images and save them for you to look at when your children are away from the PC.

    Our firm has excellent experience in this field. Our partners originated one of the first such spying programs called SmartAlex© back in 1998, even before online security for children became such a focused and serious issue. Today, there are some brilliantly conceived surveillance programs that do just about everything - to the point of alerting you by email when the program senses a security risk. Some folks use these programs to monitor the online activity of their spouse. Regardless of your reason for using online security surveillance software, remember this one thing:

    You have to look at the logs to see what's going on! If you are monitoring your children's activity online you have to be willing to find out what it is they are (or are not) doing that may well be upsetting to you and be ready to deal with it as an adult parent.


    More tips for safe online chatting and Online Guide for Parents from McAfee.



    Online Security - 5 Cardinal Rules

    Rule #1:

    Never open an email attachment unless you know what it is, even if it's from someone you know and trust.

    Rule #2:

    Always keep your anti-virus software up-to-date. If you are not subscribing to a reputable online anti-virus program that automatically updates its virus definition files, you're asking for trouble.

    Rule #3:

    Never give out personal information or credit card information in chat rooms or in emails, and do not provide credit card information online unless you can verify that the site is a secure site. These sites display
    SSL Certificates from various companies, such as Verisign, Thawte and Equifax, among others.

    Rule #4:

    Never download executable files from untrusted sources. These files often contain damaging spyware or adware, and they can also contain other forms of malicious programs. If you do download files save them to your hard drive first, and scan them for potential viruses or other malicious programs.

    Rule #5:

    Always monitor your children's online activity. Become involved with what your children are doing and seeing online.


    6 Steps to Home Computer Security

    Step #1:

    If you have not already done so purchase good
    anti-virus software and do keep it up-to-date. While there are many anti-virus software programs we do recommend, I personally use McAfee "Online". It updates "automagically" whenever there is new virus information discovered. (These days updates can be downloaded several times a day!) Make sure the software you buy updates its virus definition files automatically when you are online.

    Step #2:

    Scan your machine for known viruses and other malicious programs that may be resident. Today there are advanced Spyware detection programs out there that will tell you for free whether or not your PC is infected with adware or spyware. The files that are found should be removed, since they can often monitor and disturb your online activity. The few extra dollars you spend to clean this junk up will be well worth it. Your scans should include a port scan that checks for holes in your PC configuration settings.

    Step #3:

    Check regularly for operating system and browser software updates and security patches. If you are running Windows®, a check for updates from Microsoft is at http://www.microsoft.com/security. If you are a Mac user, a check from Apple is at http://www.apple.com/support. The newer operating systems such as XP check for these updates automatically on start-up, but don't count on it. Check for updates yourself regularly.

    Step #4:

    If you spend much time online or are connected via broadband, then you should definitely implement a firewall. I can remember when firewalls cost hundreds or thousands of dollars - today you can purchase easy to configure firewall software for your home PC for less than $30 or $40! A firewall gives you a significant extra layer of protection from possible intruders.

    Step #5:

    If you have a wireless home network, there are steps you should take to protect your network from outside intruders. Since theses wireless networks employ RF frequency to transmit infomation from one device to another (e.g. from the wireless base station to your PC) it is possible for people outside your home to gain entrance to your network. Read more about this.

    Step #6:

    ALWAYS OBEY 5 CARDINAL RULES when surfing or buying on the Internet or reading emails.

    Do you know the status of your home computer security?

    Can you afford not to know?


    Online Health Risks??    

    While some are concerned about health issues related to your home PC such as carpal tunnel syndrome and other neurological effects of poor PC posture or overuse, potential hearing problems (turn down the speakers honey!) and vision problems (e.g. from staring at those video games on screen for hours) we are of the opinion that working on your home computer presents little or no risk to your good health. You will not catch a virus from your computer! What we recommend is that you:

  • Do not sit in the same position for hours - take a break!

  • Use a wrist pad or ergonomic keyboard for maximum comfort.

  • Position your monitor as much in front of you as possible.

  • Position keyboard and mouse to avoid bending your wrists.

  • Use the proper glasses - take a break if your eyes bother you.

  • To learn just about anything you might want to know about computer ergonomics and/or health risks, visit http://www.healthycomputing.com.



    About this Site

    This web site on Online Security is brought to you by Relativity LLC, a Long Island, NY based business and technology consulting firm that specializes in technology and security solutions for mid-market companies. Here, in simple English, we'll try to provide you with some key understanding of the most common online security threats, and point you in the direction of some easy to use and affordable home computer security solutions.

    While there are real security risks online, our view is that they can be all but eliminated by good common sense and taking the proper and
    essential steps to avert the most common forms of security breaches, personal intrusions and virus attacks. Therefore we offer not only advice, but also a full range of pre-screened security software products - from value-priced to "industrial strength" software and services to protect your family's online activities.

    If you would like to recommend a link to an article that you think would be valuable for our viewers, you are certainly welcome to do so just below. We would also appreciate a link to our page from your site.

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    Don't Sweat it! Read and obey the rules!!
    Don't be nervous - we'll tell you all you need to know and show you where to go to protect your online security.

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    Spyware can be dangerous to your online security. You won't believe what you'll find!

    Spyware has eclipsed viruses as fastest growing online security threat, infecting 90% of Internet connected PCs. Spyware can infect your system in many different ways: visiting a spy-spreading web site, opening a spy-carrying email attachment, downloading a spy as part of another (often "free") software program, etc. Your privacy, and even your identity, is at high risk if you surf the Internet more than one hour a week, share your computer or use file-sharing programs like KaZaa. Traditional anti-virus programs and firewalls don't offer protection from invasive and harmful spyware programs that can manifest themselves in many ways on your PC. New from Webroot, the leader in privacy protection, Spy Sweeper safely detects and removes more traces of spyware than any other program including Trojans, adware, keyloggers and system monitoring tools. Try it and see!



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